Mortgage Products and Services

At Verico, we can offer you a wide range of mortgage products and services that are tailored to meet your need.

	Buying a Home (First Home Buyers and Repeat Home Buyers) When you're thinking of buying a home, it's definitely worthwhile talking to a mortgage planner. [Read More]
	Renewing Your Mortgage When Renewing Your Mortgage, it's most likely that your current lending institution will offer you a rate that is not the best one available in the marketplace today. [Read More]
	Refinancing Your Mortgage Refinancing, whether it be a relatively straight forward refinance of your existing mortgage balance, or utilizing your Home Equity for any other purpose desired, is a strategic decision and usually the best one for you. [Read More]
	Mortgages for the Self-Employed We understand business owners because we're business owners as well. We offer a long list of lenders that have a varierty of excellent mortgage options for self-employed Canadians like yourself. [Read More]
	Repairing Your Credit Bad credit affects your credit rating/score and your ability to get financing. The impact of bad credit can range from not getting the loan or credit card to having to pay interest rates well in excess of what you would see if you had good credit.
	Second Homes or Vacation Homes More Canadians than ever before are now spending quality time in their own vacation property. You've worked hard and want to finally get that dream cottage or second home you've been looking for and we can help.
	100% Financing There are still a few options available for borrowers without a downpayment. The following are some examples of the current 100% financing options available. [Read More]
	Fixed vs. Variable The following are some things you will want to consider when evaluating your options between fixed and variable rate mortgage products. [Read More]
	Purchase Plan Improvements Whether purchasing new or used, improvements can be added to a mortgage instead of financing the improvements on credit cards or line of credit. This product is one of the most underused yet easiest ways to help purchasers improve a property. [Read More]
	RRSP The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $25,000 from your registered retirement savings plan (RRSPs) to buy or build a qualifying home for yourself or for a related disabled person. [Read More]
	Debt Consolidation Find out how much you can really save when consolidating your debts. [Read More]

Term	OUR RATES
Variable Rate	1.90 %
1 Year	2.60 %
3 year	3.60 %
5 year	4.39 %
7 year	4.90 %
10 year	5.15 %